Why Finneste for Construction
Finance built the way your industry actually runs
Real-time WIP per project
Every dollar of labor, materials, subs, and equipment coded to the right job the day it hits. Catch overruns before they kill the job.
AIA-compliant progress billing
G702/G703 schedules of values, retention tracking, change orders — prepared monthly and ready to submit. No more Excel scrambles.
Subcontractor & 1099 compliance
Lien waivers, insurance COIs, retention release — tracked per sub per job. Year-end 1099s ship on Jan 10, not Jan 31.
Numbers we see across Construction
What good looks like in your sector
Industry benchmarks we track across our construction clients. We'll show you where you stand — and where there's money to find.
Construction Pain Points
What construction owners actually deal with.
"You don't know if a job is bleeding until it's done"
Labor and materials hit the books weeks after they're spent. By the time the P&L tells you the Highland job lost 8 points, the next two are already underway.
"AIA G702/G703 is your office manager's worst day"
Schedule of values, percent complete, retention held — manually built every month per project. One typo, the GC kicks it back, you wait two more weeks to get paid.
"Subs send invoices, you can't find their COIs"
Lien waivers in a folder somewhere. Insurance certificates expired six months ago. Year-end 1099s become a treasure hunt.
"Change orders happen on text messages"
You verbal-agree to extra scope. The PM doesn't write it up. The job goes over budget and you can't bill the difference because there's no paper trail.
"Retention release falls through the cracks"
You billed it 9 months ago. The GC owes 5%. Nobody on your team is tracking when it's collectible. That's your margin sitting on someone else's balance sheet.
"Bonding company asks for WIP and you panic"
Cost-to-complete, billed-to-date, percent complete by job — needed Friday, doesn't exist anywhere. You make it up from spreadsheets and pray it ties out.
If two or more of these sound familiar, you're our customer. Finneste is built for construction businesses that have outgrown a generic bookkeeper.
What changes
Job cost the way contractors actually need it
Your bookkeeper does general bookkeeping. AIA billing happens in Excel. Job cost reports come out monthly, after the damage. Subs get paid; their compliance docs live in someone's email. WIP for the bonding company is built from scratch every quarter.
Every dollar codes to the right job the day it hits. AIA G702/G703 prepared monthly per project. Sub onboarding includes COI tracking and lien waiver workflow. Real-time WIP available any day. Year-end 1099s ship January 10th.
How Finneste differs
Traditional bookkeeper. DIY. Finneste.
An honest comparison across the dimensions that matter for construction businesses. Pick the option that matches what you actually need.
Most-used services in Construction
The Finneste services your sector leans on most
Job Costing
Track Costs Per Project for True Profitability
Learn moreProject Profitability
Revenue vs. Cost Analysis Across All Your Projects
Learn moreBill Pay
Effortless Bill Pay Solutions for Stress-Free Financial Management
Learn morePayroll Support
Accurate, On-Time Employee Payments and Tax Compliance
Learn moreWhat We Handle
Everything we cover for construction
AIA billing used to take our office manager a full day per job. Finneste got it down to 90 minutes. And we stopped leaving money on the table in retention.
FAQ
Construction bookkeeping questions
Do you handle AIA billing?
Yes. We prepare G702/G703 schedule of values, track progress percentages, retention, and change orders per project.
How do you manage subcontractor payments?
We track sub invoices against contracts, manage lien waivers, verify insurance certificates, and prepare year-end 1099s for all subs.
Can you track costs across multiple active projects?
Absolutely. Real-time dashboards show labor, materials, equipment, and sub costs per project compared to your estimates.
Do you handle retention tracking?
Yes. We track retention withheld and released on both the AR (from your client) and AP (to your subs) side.
Ready to transform your construction finances? Let's talk.
Book a free consultation. No contracts, no pressure — just a clear plan for your business finances.
✓ Free · ✓ No contracts · ✓ Response within 24 hours · ✓ info@finneste.com