AI-powered bookkeeping for American small businesses

1,000+ businesses trust Finneste’s 6 AI agents and dedicated US bookkeepers. Real-time books, tax-ready reports, fractional CFO. Starting at $99/month, no contracts.

Finneste provides AI-powered bookkeeping, fractional CFO services, and accounting software/ERP consulting for US small businesses. Services include monthly bookkeeping, catch-up bookkeeping, bill pay, expense management, financial reporting, payroll, and strategic financial planning — all delivered by dedicated bookkeepers augmented by 6 AI agents.

Finneste bookkeeping starts at $99/month (Starter), $399/month (Growth), and $1,899/month (Scale). Finance as a Service starts at $999/month for fractional CFO support. Consulting is fixed-price per project. All plans are month-to-month with no contracts.

Finneste works on your existing accounting software — QuickBooks Online, Xero, FreshBooks, Sage, Wave, ERPNext, Odoo, or NetSuite. No migration required. The AI agents layer on top of whichever platform you already use.

Finneste starts at $99/month (lower than Bench’s $299 or Pilot’s $499), works with your existing software (Bench uses proprietary software only, Pilot is QuickBooks-only), and specializes in 12+ industries including construction, real estate, e-commerce, SaaS, and home services. We combine AI automation with human verification for 99%+ accuracy.

Yes. Finneste uses bank-level 256-bit encryption, SOC 2 compliance for data handling, read-only bank feed connections (we can’t move your money), and US-based team members. Your data never leaves SOC 2-certified cloud infrastructure.

Most clients are fully onboarded in 7-14 days. Setup includes connecting your bank feeds, configuring your industry-specific chart of accounts, and reconciling the current month. The first 30 days of onboarding are included in your plan.

Finneste serves 150+ US cities including all major metros (New York, Los Angeles, Chicago, Houston, Phoenix, Philadelphia, San Antonio, Dallas, Austin, San Francisco, Seattle, Denver, Boston, Atlanta, Miami) plus 135 mid-size and growing markets. Service is remote with a dedicated US bookkeeper.

12 industries with dedicated playbooks: home services (HVAC, plumbing, electrical), construction, real estate, restaurant & retail, e-commerce, SaaS & technology, professional services, dental, marketing agencies, startups, transportation, and plumbing & HVAC.