Your fractional finance team augmented by AI

Dedicated bookkeeper, controller, and fractional CFO — all working alongside AI agents. Enterprise-level finance without the enterprise overhead. From $999/month.

Finance as a Service (FaaS) provides outsourced financial leadership — controller + fractional CFO + bookkeeper — for growing businesses that need strategic finance but aren’t ready for full-time hires. Typically 70-80% cheaper than in-house equivalents.

Finneste Finance as a Service starts at $999/month. In-house CFOs cost $150K-$300K/year fully loaded. Fractional CFOs from traditional firms run $3K-$10K/month. Finneste’s AI-augmented model delivers equivalent service at $999-$4,999/month.

Bookkeeper records transactions and reconciles accounts ($99-$1,899/mo at Finneste). Controller owns month-end close, financial reporting, and compliance (included in Finance as a Service). CFO provides strategic financial leadership, fundraising support, and board-level reporting (included in premium FaaS tiers).

Most businesses need FaaS when they hit $1M-$10M revenue. Earlier if you’re VC-backed (board reporting from seed). Later if you’re a lifestyle business. Key signals: raising capital, M&A prep, complex multi-entity, or making hiring decisions based on financial uncertainty.

Yes, for businesses under $10M revenue. Above that, a full-time CFO typically makes sense. We partner with in-house CFOs for larger businesses by handling day-to-day operations while they focus on strategy.

Most Finance as a Service clients are fully onboarded in 14-21 days. Includes books migration, chart of accounts standardization, reporting template setup, and KPI dashboard build.